Anita Cambie Financial

Serious Illness

Serious illness insurance pays you a tax-free lump sum if you are diagnosed with one of the specific illnesses or disabilities that your policy covers, this can also be refered to "critical illness cover". It is often sold as an extra benefit on life insurance or mortgage protection policy but can also be sold as a separate policy.

If you are thinking about taking out a serious illness insurance policy, it is important to realise that it would not replace your income if you were out of work because of a long-term illness. If you want to protect your income you should consider an income protection policy.

While you could get sick and be unable to work, serious illness insurance will only pay out if the illness is covered by the policy.

The list of illnesses varies between insurers but usually includes stoke and heart attack, some types of cancer, coronary artery disease, multiple sclerosis, kidney failure, motor neuron disease, blindness, major organ transplantation (including being on a waiting list for transplantation), a benign brain tumour and severe burns.

We are happy to discuss your needs and explain the types of serious illness cover available for you, we will explain the term and condition that apply.

PAYING TOO MUCH?
WE CAN SAVE YOU
€€€ €€€€'S
anita.jpg

NO FEES SO CALL TODAY
051-821774